Finance Options

In General

Payment Types

We accept Cash, Direct Deposit, Credit Cards (Visa or Mastercard only), Bank Cheque or pre-cleared Personal Cheques.

Finance

• The cheapest form of finance is always going to be an extension of your current house mortgage, most of which are currently around 5.0% pa.
• The next cheapest is a Bank Personal Loan which currently costs around 10% pa.
• Credit cards vary but are in the range of 15%pa. 
• Store Credit with interest free periods usually end up around 25-30% pa.
• Payday loans are the highest and can reach 720% pa when calculated over the whole year.

Be very careful which type of finance you chose. Ask about:

• What fees are applicable
• The total amount you will repay if you keep to their suggested payment schedule
• What penalties occur if you should fail to meet their payment schedule

No Deposit, Interest Waived finance*

“Build now, pay later, interest waived” options enable you to build your dream Garage or Shed project or Shed project at the very best prices TODAY.

Pay no deposit and receive up to 9 months interest waived via Finance 4 Trades.  Every purchase over $1000 is eligible*   

Pay No Deposit and No Interest!

With Finance 4 Trades, no deposit required and  get up to 9 months interest waived (conditions apply)

Easy budgeting & vary your repayments easily!

Choose a repayment amount that suits your budget and vary your repayments at any time to suit changes in your circumstances (minimum repayments apply)

Borrow up to $30,000 for your renovating or home improvement expenses!

Don’t rack up your credit, dip into your savings, cash in valuable investments or extend your home mortgage – you get a flexible line of credit to use as you need!

Easy repayments without penalty!

Make extra repayments without penalty!                                                            

Easy Redraw

As your outstanding balance reduces over tome you can reuse those funds (up to your limit, further credit checks may apply)

Increase your credit limit!

You can apply to have your funding limit increased at any time (subject to approval)

Competitive Interest rate

Please phone 1300 799 670 to obtain current rate.          

*Disclaimer: Finance provided by Evergreen Finance Company Pty Ltd ACN 126 581 865, only to approved applicants who satisfy their credit criteria. Terms and conditions apply. Credit fees and charges (including establishment and monthly account service fees) and interest are payable. Interest rates and fees may change over time.